Other Loans

 

 

Personal Loans

Personal Loans are the perfect solution for a variety of expenses. From vacation funds to debt consolidation, new furniture to medical expenses, your signature may be all the collateral required to obtain the funds you need. As with most of our loans, payments may be made through the convenience of payroll deduction.

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Line of Credit

Our ACCESS Line of Credit gives you instant access to loan funds whenever and wherever you need them. Once you're approved, you can simply write yourself a loan when and where you need the funds using personalized loan drafts that look and work just like checks.

Because ACCESS is an open line of credit, it could be the last loan that you'll ever need to apply for. ACCESS will allow you to combine your current unsecured loans at your credit union into one line of credit loan, meaning only one payment instead of several. We'll also issue you a monthly statement to help you keep track of your line of credit advances, remaining credit, payment amount and due date.


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Overdraft Line of Credit

The Overdraft Protection Line of Credit protects your draft account from checks being returned due to insufficient funds. If you want to make a spontaneous purchase, just write a draft and your Overdraft Protection will cover the check up to your line of credit in increments of $100. A minimum payment will be due on the first of each month. If you don't use the account, you will not incur any charges.

There are several convenient ways to request your loan today. You may call our loan department at 865-482-1043 or 800-482-1043 during our office hours, Monday through Friday from 9:00 to 5:30 or simply click below to apply online.


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Home Loans

We know how important buying a home can be and how many decisions must be weighed in the process. Getting the best rate, term and service for your Mortgage Loan should not be a taxing issue. We make financing your home simple and painless. We offer competitive rates and options on terms based on your financial needs and lifestyle.

In addition to competitive mortgage rates and low closing costs, you will receive exceptional service from our mortgage counselors. From 5-year to 30-year terms, we have a mortgage loan program to fit your needs. There are also no prepayment penalties.

First-Time Home Buyers, Construction Loans, Secondary Residence, Land Only, Investment Property, Bridge Loans and other Real Estate Products are available. Please call our Mortgage Department at 865-481-4974 or 800-482-1043.


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Home Equity Line of Credit

Home equity loans are available to members who own their home. Home equity loans aren't just for home improvements, you may use it for major purchases, debt consolidation, college tuition, and medical expenses, almost anything you need. You may apply for a home equity loan and establish a line of credit to be used at your convenience.

For more information, contact us today at 865-482-1043 or toll-free at 1-800-482-1043.

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Interest Only Line of Credit

Our Interest Only Home Equity Line of Credit may be just what you need to have more cash in your wallet at the end of the month. This line of credit helps keep payments low. Interest only payments are required monthly; however, you may make additional payments to reduce the principal balance of the loan.

For more information, contact us today at 865-482-1043 or toll-free at 1-800-482-1043.

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